Dhanlaxmi Bank Q1 FY26: Soaring Business & Deposits! 🚀
Hey there, finance enthusiasts! Ever wondered what drives a bank’s growth? Well, Dhanlaxmi Bank just dropped its business updates for the quarter ended June 30, 2025 (that’s Q1 FY2026), and the numbers are certainly catching eyes! At the time of this announcement, the bank’s shares were trading up by 3.1% at Rs 30.85, reflecting some positive sentiment.
Let’s dive into the core metrics:
The bank reported its ‘Total Business’ at Rs 29,054 crore as of June 30, 2025, marking a strong 15.8% increase year-on-year from Rs 25,084 crore in the same period last year. ‘Total Business’ is essentially the sum of a bank’s deposits and advances, painting a complete picture of its operational scale.
Here’s a snapshot of the key figures (all values in Rs. Crore):
| Sl. No. | Particulars | 30.06.2024 (Reviewed) | 31.03.2025 (Audited) | 30.06.2025 (Reviewed) | Y-o-Y Growth % |
|---|---|---|---|---|---|
| 1 | Total Business | 25084 | 28219 | 29054 | 15.8 |
| 2 | Total Deposit | 14441 | 16013 | 16570 | 14.7 |
| 3 | CASA | 4504 | 4647 | 4675 | 3.8 |
| 4 | Gross Advance | 10643 | 12206 | 12484 | 17.3 |
| 5 | Gold Loan | 3153 | 3799 | 4039 | 28.1 |
What do these numbers tell us?
- Total Deposits grew by a solid 14.7% year-on-year, reaching Rs 16,570 crore. This indicates healthy customer trust and expanding reach, as more funds are flowing into the bank.
- CASA (Current Account Savings Account) deposits, which are the lowest-cost funds for banks, saw a 3.8% year-on-year growth to Rs 4,675 crore. While not as high as other segments, a stable CASA base helps a bank manage its cost of funds efficiently.
- Gross Advances soared by 17.3% year-on-year, hitting Rs 12,484 crore. This is fantastic news, as it shows the bank is successfully lending more, which is a primary driver of revenue for banks.
- And for a bank like Dhanlaxmi, which has a significant presence in South India, Gold Loans are a key segment. They absolutely sparkled with an impressive 28.1% year-on-year growth, reaching Rs 4,039 crore! ✨ This highlights a strong performance in a crucial niche for the bank.
It’s important to remember that these figures are provisional and are subject to review by the bank’s Statutory Auditors. Nevertheless, the initial update certainly paints a picture of robust expansion and healthy growth across Dhanlaxmi Bank’s core operations. Keep an eye out for their full audited results! 👀
source: Corporate Announcement
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