Hey finance enthusiasts! π Ever wonder how India’s non-banking financial companies (NBFCs) are performing? CSL Finance Limited, a prominent player focusing on financial solutions for SMEs and individuals, has just dropped its quarterly updates for Q1 FY26 (the quarter ended June 30th, 2025), and it looks like a powerhouse start to the financial year! πͺ
The big headline? CSL Finance witnessed an impressive year-on-year growth of 23% in its Assets Under Management (AUM). This jumped to approximately INR 1305 crore as of June 2025, up from INR 1065 crore in June 2024. That’s a solid leap, showing robust business expansion and increasing reach! π
But that’s not all the good news. The company also secured fresh debt of INR 169 crore during the quarter from both existing and new banking partners. What’s even more exciting is the onboarding of Karur Vysya Bank as a new lender. This not only strengthens CSL Finance’s funding base but also reflects growing confidence from the banking sector in their business model. More funding means more firepower to lend and grow! π°
Operationally, the quarter was buzzing. CSL Finance disbursed INR 356 crore in loans, while collections stood strong at INR 245 crore. These figures underscore active business operations and efficient recovery mechanisms.
From a financial health perspective, CSL Finance looks solid. They’re maintaining a healthy liquidity surplus of approximately INR 86 crore (including INR 10 crore from undrawn sanctions). Plus, their Capital Adequacy Ratio (CAR) is holding strong at around 43% for the quarter, indicating a well-capitalized and resilient financial position, ready to absorb potential shocks and support future growth.π‘οΈ
Lastly, let’s talk portfolio. The mix between Wholesale Lending (WSL) and Small and Medium Enterprises (SME) shifted to 69:31 as of June 2025, compared to 66:34 at the end of March 2025. This slight tilt towards wholesale lending indicates strategic adjustments in their loan book composition.
It’s important to note that this information is provisional and subject to review by the company’s statutory auditors. However, these early indicators paint a very positive picture for CSL Finance Limited as they navigate FY26. You can always check out the full details on their official website: www.cslfinance.in.
What are your thoughts on these updates? Let us know in the comments below! π
source: Corporate Announcement